Endeavor

31 H E L L O P A I S A NADIR KHAMISSA Fintech MENA, Asia, Africa Raising $50M Founded in 2015, HelloPaisa is the leading digital remittance company in Southern Africa and focuses on financially including migrant workers and informal micro-merchants. Direct partnerships with banks, retailers and mobile network operators allow very low-cost transfers, whilst in-house developed tech helps financially excluded communities leapfrog from cash to mobile banking. Processing over $500M worth of remittance transactions has given HelloPaisa a loyal customer base, 80% of whom do not have access to a bank account. HelloPaisa has launched a digital bank in April 2019 with plans to expand the product suite to merchant acquiring, lending and insurance. K A V A K CARLOS GARCIA Consumer Tech LatAm Raising $50M Kavak comes to disrupt Mexico's$50B used-car industry by bringing transparency, safety, technology and excellent service to the otherwise painful and risky experience of buying and selling second-hand vehicles. For sellers, Kavak offers real-time quotes, takes care of all the paperwork and even picks up the car at their home. For buyers, Kavak offers high quality cars at great prices with a 3-month guarantee and a 7-day return policy. Kavak also provides access to financing, insurance plans, and a portfolio of services including extended warranties. Operating since 2016, Kavak has raised over $18M, is growing 15-20% MoM, a runrate 2019 of $50M, is selling more than 200 cars per month, and has more than 5K happy clients. I N S I D E R HANDE CILINGIR Enterprise Software US, Europe, MENA, Asia Raising Series C Insider is a technology company that helps digital marketers drive growth across the funnel, from Acquisition to Activation, Retention, and Revenue. Leveraging real-time predictive segmentation powered by deep Artificial Intelligence and Machine Learning capabilities, Insider's Growth Management Platform empowers marketers to deliver personalized journeys across the web, mobile web, mobile apps, and ad channels. Notable clients include Singapore Airlines, Tokopedia, Virgin, New Balance, Nissan, Samsung, McDonald's, and CNN. Insider has offices in London, Singapore, Tokyo, Hong Kong, Seoul, Sydney, Dubai, Moscow, Warsaw, Kuala Lumpur, Jakarta, Istanbul, Kiev, Ho Chi Minh City, Bangkok, and Taipei. Insider is backed by Sequoia Capital, Wamda Capital, and 500 Startups. K U B O F I N A N C I E R O VICENTE FENOLL ALGORTA & ALICIA ORTIZ CABO Fintech LatAm Raising $25M Kubo is the only regulated digital bank in Mexico. It offers digital savings accounts, personal loans, term deposits and peer-to-peer lending opportunities to its more than 14K active clients. It has provided more than 24K personal loans and it currently funds the entire loans portfolio from its current base of depositors. Kubo's lean model allows for lower interest rates for the borrowers and higher return rates for the depositor and investor. Their innovative model and strategic approach aims to encourage a "multiplier effect" for finance to generate and strengthen Mexico's emerging middle class.

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