Issue link: http://endeavor.uberflip.com/i/1253409
5 L I S N R RODNEY WILLIAMS Fintech Endeavor Louisville Global LISNR's ultrasonic data-over-sound technology enables contactless transactions for merchants, financial service providers and mobility companies. A completely software controlled modality for wireless data exchange, LISNR propels over other mediums like NFC or BLE in its flexibility, range, and security. Since COVID-19, LISNR has seen a 400% increase in demand as LISNR is the only technology to seamlessly offer proximity verification up to 6ft which is now a key security requirement with the growth of new checkout experiences like curbside or self-check-out. Today, Visa, alongside multiple Fortune 100 companies like Target, trust LISNR to power verification between devices and transactions. Founded in 2012, LISNR is located in Oakland, CA and Cincinnati, OH. Major investors include Visa, Intel, Jump Capital, NTT DOCOMO Ventures, Mercury Fund, R/GA, and Synchrony Financial. Q U E R O E D U C AT I O N ANDRÉ NARCISO Edtech Endeavor Brazil Latin America Quero Education is an online marketplace for higher education that helps students choose, enroll, and pay for discounted college programs in Brazil. Since launching in 2013, Quero Education has enrolled more than 750K students in universities, with ~250K over the last 12 months. Querobolsa.com.br has 60M+ unique visitors every year. Quero Education is backed by YC and Lumia. I N C O G N I A ANDRÉ FERRAZ Enterprise Software, Fintech Endeavor Brazil Latin America, U.S.A. Incognia is a private mobile identity company that provides location-based behavioral biometrics. Incognia enables the use of anonymized location data to increase account security and reduce fraud in mobile applications including banking, e-commerce and payments. Using network signals and on-device sensor data, Incognia's precise location technology creates unique behavioral patterns to authenticate users with more security and less friction. Incognia has teams in Palo Alto, New York and Brazil. Incognia has 60M+ devices leveraging its location technology, with clients including Walmart, Allianz, and Visa. Organizations working on the frontlines of COVID-19 are leveraging Incognia's privacy-first location intelligence to study the spread of the virus and use contact tracing and social distancing to contain the virus. K U B O . F I N A N C I E R O VICENTE FENOLL Fintech Endeavor Mexico Latin America Kubo.financiero is the only multiproduct, regulated, and 100% digital finance company in Mexico. It offers savings accounts, personal loans, and term deposits to its clients. Kubo's lean model translates into lower interest rates for borrowers and higher return rates for depositors and investors. Its innovative approach aims to encourage a "multiplier effect" to generate and strengthen Mexico's emerging middle class through customer-centered financial services. Kubo has disbursed $65M in loans ($24M current portfolio - avg. $1,850/loan) and houses $70M in current deposits (avg. $3,350/depositor). In 2020, Kubo will launch a wallet app, a debit card, and an insurance product.