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PABLO ELENTER Uruguay RobTec ROBTEC is the leader and pioneer of 3D printing in Latin America. Founded in 1994 and headquartered in Brazil, Robtec provides customized solutions and services for the purpose of assisting the automobile and aeronautical industries, among others, in developing new products by means of technologies for 3D printing. This technology enables companies such as Mercedes-Benz, Ford, GM, Phillips, Motorola and Unilever to carry out the design and production of new parts quickly and efficiently. Apart from selling prototyping services, Robtec sells equipment and software for their development. The company is currently focused on expanding into the B2C space by making 3D printing available directly to consumers online. GUILLERMO FARIAS Mexico Veramiko Veramiko has developed InTeam.com- an online platform that provides companies with an integrated intranet solution that fosters organic workplace collaboration. InTeam.com has all of the features of social networks, such as profiles, "walls", and news feeds, plus specialized business applications including project management tools, file sharing, wikis, and groups. VICENTE FENOLL ALGORTA Mexico Kubo Financiero Kubo.financiero is a regulated microfinance institution that provides accessible and affordable loans to borrowers in Mexico. Ranging from US$400 to $4,100, these loans can be used for working capital, fixed assets, education fees and supplies, and pre-payment for other loans that have higher interest rates. Kubo operates in Mexico, which has one of the highest average interest rates in Latin America. Kubo uses an online platform and branchless banking to significantly reduce the cost of lending. Because the microfinance market in Mexico is very large, the organization is able to access a growing amount of data about borrowers and their credit histories. MARTIN FRASCAROLI Argentina Aivo Aivo develops automated software solutions with the goal of changing the way companies and people communicate. Aivo's first solution is AgentBot; an automated virtual agent that intelligently recognizes, interprets, and responds to client questions across diverse digital channels. Today, Aivo is the leader in Latin American virtual agents with 16 clients/ AgentBots, 22.5 million transactions (chat interactions), 80,000 hours of response time, and a presence in 12 countries. Its services are available in Spanish, English and Portuguese. 21

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