Issue link: http://endeavor.uberflip.com/i/312510
18 MOURAD MEKOUAR Morocco M2T In the absence of a centralized bill payment system in Morocco, Mourad Mekouar founded M2T: a multi-channel platform that enables un-banked customers at the base of the pyramid to pay bills, transfer money, and purchase mobile minutes and transportation tickets all in the same location - saving them time, money and energy. M2T processes over 40 million transactions each year, serving on average two million users per month through its 1,700 payment points across Morocco, Senegal, and France. Having already captured 80% of the Moroccan bill payment market, M2T is poised to extend its service across MENA and Western Africa. SOTIRIS PAPANTONOPOULOS-MANTOPOULOS Greece Insurance Market Insurance Market currently operates the leading online insurance aggregator in Greece's US$6B insurance market. It's online platform aggregates individually tailored motor, home, and boat, insurance policies, giving customers a convenient one-stop-shop that offers the lowest prices on the market - 66% of the time. Insurance Market reduces insurance providers' customer acquisition costs, while leveraging customer behavior data to increase sales and effectively attract customers of specific risk levels. RABIH NASSAR Lebanon Element^n The company's Apstrata cloud solution provides mobile network operators (MNOs) with the opportunity to participate effectively in the smartphone ecosystem by becoming suppliers to the app and application programming interface (API) economies. The company also helps the operator tap into major sources of revenue locked inside their network by opening up their operator billing, messaging, location and user information services through APIs. ALPER MAT Turkey Vivense Vivense Home & Living is a Turkey-based vertical ecommerce company focused on hard furniture. In contrast to other ecommerce companies in the home sector, Vivense provides an end-to-end service for bulky furniture alone. Services range from dedicated interior design customer support to furniture assembly at home. The company has a curated product assortment, serves all regions in Turkey with free shipping and assembly, and is price-competitive due to its "make to order" and "drop shipment" business model. Vivense was founded in March 2013 and is backed by several angel investors and VCs.