Issue link: http://endeavor.uberflip.com/i/372556
22 CARLOS FERNÁNDEZ DE LA PRADILLA Colombia Aflore ANDREW FLETCHER Colombia Niwali Approximately 65% of people in Latin America are unbanked. Most banks think the problem is about access (e.g. "We need more branches, correspondent banking, and mobile apps"). Aflore understands that people have actually chosen not to engage because they do not trust the banks. Aflore builds a new network of informal financial advisors, who people already know and trust, as the face of the company to sell and advise clients on Aflore products. Niwali is a media and advertising agency that specializes in health supplements and information products in the US, Canada and Latin America. Headquarters are based in Bogota with over 100 staff. Established and self funded in 2010 Niwali has grown profitably at 200%+ annually since inception and continues to strive for aggressive international growth. JUAN MANUEL GARCÉS Colombia Banlinea Banlinea is a Colombian finance and technology Company (FINTECH) that provides an online portal that empowers users to make sound financial decisions. Banlinea assists users in all credit, investment, and insurance decisions, from opening their first savings accounts to managing their pension funds efficiently. Banlinea has developed online tools that allow users to obtain information that is relevant to their financial profile and request products with real-time responses. ANTOINE DUMIT Colombia Táximo Táximo is a safe taxi company. It organizes and professionalizes the entire back-end taxi business, which is typically fragmented, informal and inefficient. Táximo conducts thorough screening of all of its drivers and uses an NFC membership card for customers to authenticate secure taxis and allow electronic payment.