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23 ANDRES ALBAN HOLGUIN Puntored Colombia AMR ALMADANI National TalentS Co Saudi Arabia SALEH ALMUTAIRI BusinessClouds Saudi Arabia LATEEFA ALWAALAN Yatooq Saudi Arabia Andres is the CEO and Co-founder of Puntored, a network of outlets that enable access to financial services to the unbanked population (due to difficult geographical access or lack of resources) in Colombia. This transactional network is based on a technology platform installed in small shopkeepers stores creating a network that currently has more than 47,000 outlets and operates in more than 90% of the country's municipalities. Puntored's main customers are the people who use the network outlets to purchase online products (e.g. Cellphone Topup), pay bills, services, receive government benefits or even payroll. Through this network, 7 million people completed 650 million transactions in 2014 (220 Million payment transactions). Amr is the CEO of National TalentS and Executive Director of Mishkat Interactive Center for Atomic and Renewable Energy. TalentS is working to improve the quality of science, technology, engineering, and math (STEM) education throughout Saudi Arabia. TalentS has developed creative, hands-on, and engaging methods for teaching STEM at robotics competitions and science fairs. The entrepreneurs are now applying their expertise to additional STEM-related learning opportunities, including managing STEM museums, designing exhibits, organizing corporate social responsibility events, and training teachers and students. Amr holds a B.S. degree in Electrical Engineering from the University of Kansas and completed the PLD program at HBS. Saleh is the Founder and CEO of BusinessClouds. He was recognized by the Forbes Middle East Magazine as one of the 100 Entrepreneurial Elites of Leaders Inspiring the Kingdom in 2014. He has more than 15 years of professional experience; seven of which was in senior management positions for several international investments in Saudi Arabia. Saleh holds a BSc degree in Computer Engineering and an MBA from King Fahd University of Petroleum and Minerals (KFUPM) as well as certifications in e-business, e-commerce and e-marketing. He has received several distinguished academic and business performance awards including the ArabNet's Middle East Startup Demo Award as well as People Choice Award for Dafater; a fully managed Cloud ERP. Lateefa Alwalaan is the founder of Yatooq, a Saudi Arabian company founded by in 2011. Yatooq makes it easier and faster to brew Arabic coffee, a spicy coffee central to all social gatherings in places like Saudi Arabia, Bahrain, and the UAE. When made traditionally, Arabic coffee takes 20-30 minutes to prepare and requires over ten steps, and numerous ingredients to complete. Yatooq's coffee brewer and Arabic coffee blend reduce brew time (75%) and effort required while consistently producing delicious Arabic coffee.