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21 FERNANDO VALLONE InCapital Uruguay Fernando is a Director at InCapital, a private equity fund located in Uruguay. Fernando served in various leadership positions in financial services before joining Pronto!, a leading consumer finance company, in 2004. At Pronto! he built the risk department and then became the COO. After Pronto!'s acquisition in 2011, Fernando became the Co-CEO of the company. In 2013, he left Pronto! to join InCapital. He earned a degree in accounting from the Universidad de la Republica in Montevideo, Uruguay. JONATHAN WHITTLE Frontier Investments Group United States Jonathan Whittle serves as Managing Director of Frontier Investments, a financial technology venture capital group focused on expanding the access and availability of financial services for underserved consumers and businesses in emerging markets. Frontier is sponsored by Accion International, a global leader in micro finance. Prior to joining Frontier in 2014, Jonathan was the co-founder and CEO of Acesso Soluções de Pagamento, a prepaid card issuer focused on the under-banked population in Brazil. Before launching Acesso, Jonathan was a Principal at Darby Private Equity for nine years, where he managed Darby Technology Ventures, a pioneering venture fund focused on Latin America.

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