Issue link: http://endeavor.uberflip.com/i/881264
21 MADFOOATCOM NASSER SALEH Jordan L ATIN FINTECH JAVIER CASTRO Peru Madfoo3atCom is an online, real-time bill presentment and payment service (EBPPS) that enables the billers' clients to inquire about and pay their bills via convenient and secure electronic channels 24/7. Madfoo3atCom won the exclusive tender of the central bank of Jordan to build and operate the EBPPS nation-wide in Jordan mandating that all 26 banks in the country process electronic payments through the company's platform. The service is now connected to 92% of the banks in Jordan and more than 100 billers with more than 270 services (government, utilities, telecoms, universities, etc). Through an innovative platform, Latin Fintech enables clients to apply for small, short-term loans and receive immediate credit evaluation and disbursement at highly competitive interest rates. Moroever, Latin Fintech uses artificial intelligence to quickly assess credit risk and disburse funds in a matter of minutes. Thus, their clients no longer have to deal with queues, cumbersome paperwork, or walking to bank branches. Latin Fintech was recently selected as the best fintech company in Peru by BBVA Open Talent. MODANISA KERIM TURE Turkey MELIUZ ISRAEL SALMEN Brazil Modanisa is an online fashion retailer for women's Islamic clothing, dresses and accessories. Modanisa attracts 100M visitors annually and caters to 400M women globally, and is Turkey's first and only international shopping website selling to 75 countries worldwide. Modanisa was announced as the world's most popular modest fashion site by Reuters in the GIES report 2016. Méliuz is the largest cashback company in Brazil, where users can earn money while shopping at their favorite stores. Last year around 2% of all e-commerce sales in Brazil went through Méliuz. In 2016, the company expanded from e-commerce into partnerships with local merchants such as supermarkets, bakeries, gas stations, bars and restaurants. The company uses all the data collected to provide analytics, insights, and a performance marketing channel that generate more efficiency and drive more sales for brands and merchants