Endeavor

Ken started Credit Karma in 2007 to offer free credit scores and bring transparency and simplicity to the credit industry – an industry that was built around and had long prioritized banks above consumers. He has guided the company from a small team of three to a team of several hundred employees who are disrupting consumer finance, serving millions of people. Ken spent his early career working with mission-driven businesses like Upromise and Eloan, and he was inspired to build Credit Karma – a platform where consumers can manage their full financial lives with more certainty, supported by a unique business model that creates genuine, organic value by reducing marketing inefficiency for banks and empowering consumers with information. Like LinkedIn has done for professional identity and Facebook for social lives, Ken's vision is that one day Credit Karma can create a simple way for Americans to manage their financial identities.Ken also founded Multilytics Marketing in 2006 and has a B.A. in mathematics and economics from Boston University. As Credit Karma's Chief Financial Officer, Joseph manages the company's financial planning, forecasting, record keeping and risk as it continues to expand aggressively, following several years in which the company doubled both its member base and employee headcount. Joseph began at Credit Karma in January 2015, after spending four years as the Chief Financial Officer for TAL Education Group, one of the largest K-12 after-school tutoring services providers in China. Throughout his career, he's helped high-growth companies institute the right organizational stability to build upon an expansive entrepreneurial vision. Joseph has also worked for the New Oriental Education & Technology Group and the Coca-Cola Company, and holds an MBA in Strategy, Finance and Accounting from Harvard University. Rob is the Chief Revenue Officer for Affirm, where he leads the Sales, Marketing, Business Development, Analytics, Customer Success and New Businesses. Most recently, Rob was the Chief Risk Officer for Affirm, where he led the Data Science, Risk & Analytics Team. In addition, Rob was also the VP of FP&A. Prior to joining Affirm, Rob was at Chegg.com where he worked on marketing analytics and forecasting their Textbook & Digital Services businesses. Rob began his career in financial services at UBS Investment Bank, focused on corporate finance and M&A in the technology group, followed by JMI Equity. CREDIT K ARMA Kenneth Lin CEO& Founder CREDIT K ARMA Joseph Kauffman CFO AFFIRM Rob Pfeifer Chief Revenue Officer In case of questions, please contact Ida Tsutsumi Acuna at: +1.914.815.3441 / ida.tsutsumiacuna@endeavor.org

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